Reshape your
global cash flow
One platform for global collections, acquiring, FX, cards and spend.
More than payments — your finance growth engine.
Trusted by 5,000+ companies
Live FX
HKD → buy USD
Rate: 1 USD = 7.7800 HKD
Global payments network
Connect to local rails (SEPA, ACH, FPS), skip costly SWIFT hops — up to 5× faster, up to 80% cheaper.
Developer-first
Modern REST APIs, solid docs and SDKs. Embed white-label finance in a few lines of code.
Bank-grade compliance
Licensed partnerships across regions. ISO-aligned security and strong encryption.
Borderless financial infrastructure
Collect and pay locally in 150+ markets — as easily as at home.
Our licences
Working with regulated partners worldwide for compliant operations.
Hong Kong MSO
Money Service Operator License
US MSB registration
Money Services Business
Canada MSB registration
Money Services Business
By the numbers
Global businesses trust POLY I GROUP COMPANY to move their money.
Annual volume
Business clients
Markets
Uptime
How customers grow with POLY I GROUP COMPANY
E-commerce
Annual revenue $500M+
"With POLY I GROUP COMPANY global accounts we opened local collection accounts in 12 countries. Settlement went from 5 days to same-day, and FX costs dropped 75%."
Creators & live
Tips and ad payouts across platforms
"Tips and ad revenue settle fast to multi-currency wallets, with same-day withdrawal to local accounts—so you can focus on content, not cross-border delays."
Digital nomads
Cross-border clients and remote work
"Work from anywhere while funds flow into one multi-currency wallet: USD and EUR in, fast FX and payouts, corporate cards for daily spend."
Daigou / buyers
Global sourcing and repatriation
"Pay overseas suppliers and collect domestically in one flow—transparent FX, faster settlement, roughly double cash-cycle efficiency."
SaaS
200+ employees worldwide
"Corporate cards changed our spend control—virtual cards on demand, real-time tracking, roughly 90% efficiency gains for finance."
Platform economy
10,000+ partners
"The payouts API automates commissions to freelancers globally—50,000+ payments per month at about one-third the cost of legacy rails."
Why POLY I GROUP COMPANY?
More than payments—a strategic partner for growth.
Fast settlement
Use local rails for same-day or faster settlement—skip slow correspondent banking.
Transparent pricing
No hidden FX markup—see fees before you confirm every transaction.
Global coverage
150+ markets and 50+ currencies to expand without fragmentation.
Bank-grade security
ISO-aligned controls, strong encryption, segregated safeguarding.
Fits your workflow
Works with the tools you already use.
Three steps to go global
Simple, fast and secure.
Sign up
Submit your business profile online—review in 1–3 business days. No brick-and-mortar branch required.
Integrate
Get API keys, use our SDKs or REST APIs—most teams integrate within hours.
Go live
Start collecting, acquiring, FX, cards and payouts from one dashboard.
Security you can trust
POLY I GROUP COMPANY works with licensed partners. Client funds are segregated from company funds with reputable banking partners. Connections use strong TLS encryption.
ISO-aligned controls
Information security and governance aligned with international standards.
256-bit TLS
End-to-end encryption for data in transit.
SOC-style assurance
Independent security audits on a recurring basis.
Licensed
Regulated partnerships
256-bit
Encryption
24/7
Monitoring
2FA
Strong auth
What customers say
Feedback from businesses worldwide.
Sarah Chen
CFO, TechStart Inc.
"POLY I GROUP COMPANY transformed our treasury ops—5× faster collections and ~80% lower cost. API integration was smooth; our team shipped in one day."
Michael Rodriguez
CTO, GlobalCommerce
"Operating an ecommerce stack across 30+ countries, we needed reliable global payments and docs—POLY I GROUP COMPANY delivered and helped us launch quickly."
Emma Thompson
Finance Director, SaaS Pro
"Corporate cards were a game changer—instant virtual cards, limits and categories, roughly 90% less overhead for finance."
Ready to start?
Join 5,000+ businesses on next-gen global finance infrastructure.
Full product suite
Explore each module to see how POLY I GROUP COMPANY powers your global finance stack.
Global accounts
Collect like a local. Local USD, EUR, GBP accounts.
Foreign exchange
Institutional FX engine. Interbank rates, forwards.
Online acquiring
One gateway for Visa, Mastercard, UnionPay, WeChat, Alipay.
Corporate cards
Modern spend control. No foreign transaction fees. Instant virtual cards.
Payout engine
Global disbursements. Batch payouts via API to 130+ countries.
Collect globally
like a local
Move beyond cross-border bank limits. Open multi-currency accounts with local bank details (e.g. US routing, European IBAN). Let customers pay in their currency and you receive without forced conversion.
Account Holder
Your Company Ltd
Status
ACTIVEUSD Account
ACH & Wire
EUR Account
SEPA Instant
GBP Account
Faster Payments
Why global accounts?
Save on FX
Receive in the original currency with no forced conversion on collection. Convert when the rate works for you.
Faster collection
Use local clearing (e.g. US ACH, EU SEPA) for same-day funds—no multi-day SWIFT wait.
Platform-ready
Connect Amazon, Shopify, PayPal and more in one flow.
Traditional bank vs POLY I GROUP COMPANY global accounts
Three steps to open—fast and simple
Submit info
Fill business details online and upload documents.
Review
KYC completed in 1–3 business days.
Go live
Account active—start collecting.
Step 1: Submit information
The entire process is online—no branch visit. Prepare the following; everything can be uploaded digitally:
Corporate registration
Certificate of incorporation and business registration—clear scan or photo.
Director / UBO ID
Passport or national ID for directors and shareholders—front and back.
Proof of address
Company address proof (lease, utility bill or bank statement) within the last 3 months.
Business description
Summary of your business and expected volumes so we can understand your needs.
Tip
PDF, JPG and PNG are accepted. Our onboarding team provides a checklist and guidance.
11 local account currencies
Customer stories
E-Commerce Global
$200M annual revenue
"With POLY I GROUP COMPANY local accounts in eight countries we went from five-day collection to same-day; customer satisfaction rose about 40%."
SaaS Platform
50+ countries
"With %s multi-currency accounts we invoice in local currencies and avoid forced conversion—saving over $500K a year in FX."
FAQ
How long does onboarding take?
Which currencies are supported?
How is my money protected?
Ready for your global account?
Sign up—typically live in 1–3 business days.
Institutional
FX engine
Access interbank-style pricing normally reserved for large institutions. 50+ pairs; spot and forwards to manage FX risk.
Trade around the clock
FX moves fast. Trade 24/5—and lock rates off-hours via liquidity partners when available.
API automation
Plug our FX engine into ERP or finance tools—quotes, conversions and triggers when price hits your target.
50+ currency pairs
Forwards to reduce risk
Lock rates 3–12 months ahead and protect your business from volatility. Convert at the agreed rate when the contract matures.
Flexible tenors
3, 6, 9 and 12-month forward contracts.
No margin (eligibility)
Qualified corporate clients can lock without posting margin.
Early settlement
Execute or unwind ahead of maturity when needed.
Forward example
Live rate chart
FAQ
What are the FX fees?
Which pairs are supported?
How do forwards work?
Start with institutional FX
Interbank-style pricing and lower total cost.
Global
payment gateway
One simple API to accept payments worldwide—Visa, Mastercard, American Express and 20+ local methods (e.g. WeChat Pay, Alipay, Klarna).
Payment Details
Optimize checkout conversion
Smart routing
Route to the best-performing bank channel to reduce failures.
3D Secure 2.0
Strong customer authentication with less friction—PSD2 aligned.
Unified reconciliation
All channels settle into your POLY I GROUP COMPANY wallet—one dashboard, not many bank portals.
Global payment methods
Payment flow
Checkout
Customer reviews cart and starts payment.
Pay
Customer picks a method and enters details.
Auth
3D Secure when required.
Success
Funds settle; order confirmed.
Step 1: Checkout
The customer checks out on your site or app with a smooth, fast experience.
Cart
Optimization tip
We help shorten forms and checkout time—up to about 40% faster and higher conversion.
Lift conversion
Smart routing
Better authorization paths and fewer declines.
Checkout time
Fewer steps—about 40% faster checkout.
Success rate
Routing and retries targeting high authorization rates.
Bank-grade security
ISO-aligned
Payments security best practices.
3D Secure 2.0
PSD2 SCA requirements.
256-bit SSL
End-to-end encryption.
Fraud detection
AI-assisted risk controls.
FAQ
What are the fees?
Which payment methods?
When do I receive funds?
Start accepting global payments
A few lines of code—better conversion.
Next-gen
spend management
Empower teams with control. Issue unlimited Visa virtual cards for software, ads or travel. Real-time visibility—end the reimbursement chaos.
Full control
Custom limits
Daily, monthly or total caps—declines when exceeded.
Category rules
Restrict to categories like “ads only” or “travel only”.
Receipt match
Upload receipts; auto-match to transactions—save ~90% of reconciliation time.
0% intl. fee
Spend in foreign currency without hidden cross-border fees.
Create a virtual card instantly
Live control
Limits
Set daily, monthly, annual caps.
Categories
Restrict merchant categories.
Monitoring
See all transactions in real time.
Limit management
Use cases
Advertising
Dedicated virtual cards per ad account with budget caps.
SaaS
One card per vendor—simple subscription control.
Travel
Issue travel cards with airline and hotel category rules.
Customer stories
TechCorp
200+ employees
"With POLY I GROUP COMPANY corporate cards we stopped chasing hundreds of expense reports—reconciliation went from two weeks to about one day."
Startup Media
50+ staff
"Per-channel virtual cards let us control ad budgets with precision—spend management has never been easier."
FAQ
Virtual vs physical cards?
How many cards can I issue?
International fees?
Start with corporate cards
Issue virtual cards in seconds—transform spend control.
Global
disbursement network
Payouts built for platform businesses—commissions to freelancers, seller settlements and more. Automate batch payouts via API to 130+ countries.
{
"batch_id": "batch_2492_sdk",
"payments": [
{
"beneficiary_id": "ben_8291",
"amount": 1500.00,
"currency": "PHP",
"method": "LOCAL_BANK_TRANSFER"
},
{
"beneficiary_id": "ben_1920",
"amount": 450.00,
"currency": "EUR",
"method": "SEPA"
}
]
}Global payout reach
Batch payout demo
Payout method comparison
Use cases
Platform economy
Commissions and rev-share to partners in 130+ countries with multi-currency support.
Payroll
Pay remote teams on time with local rails and compliance-aware flows.
Suppliers
Automate thousands of supplier payments—less manual work, fewer errors.
Live payout status
FAQ
Which payout methods?
Batch size limits?
What if a payout fails?
Start with the payout engine
Automate global mass payouts—save time and cost.
An API experience
built for developers
We wrap complex banking rails in clean code—embedded finance, platform payments and automated treasury in one integration.
const polyi = require('polymoney')('sk_test_...');
const payment = await polyi.payments.create({
amount: 2000,
currency: 'usd',
payment_method_types: ['card'],
description: 'Invoice #12345',
});
// Handle post-payment webhook
console.log(payment.status); // 'succeeded'SDKs & libraries
Industry solutions
Content structure mirrors product pages with vertical-specific stories and use cases—coming soon.
Flexible pricing
Starter, Growth and Enterprise tiers—tailored to volume and features. Contact us for a quote.